Bank of Punjab

Bank of Punjab is operating from April 1995 when its first branch was opened in Chandigarh. By March 1996, its deposit base was Rs. 2342.17 Crores. In 4 years, the annual growth rose to Rs. 3244.76 which was 200%.

Bank of Punjab is the first bank to focus on retail banking and to introduce faxbanking and telebanking for its customers.

It has a tie up with Master Card International for its MAESTERO, SWADHAN and CIRRUS International Card Network.

It has set up Dr. Inderjit Singh Institute of Banking and Insurance Management at Gurgaon, near Delhi, to provide ideal learning environment banks, insurance and financial sectors professionals.

Centurion Bank has merged with Bank of Punjab on June 29, 2005 to form Centurion Bank of Punjab at swap ratio to 4:9. This mean that for every four shares of Bank of Punjab, its shareholders will receive nine shares of Cunturion Bank.

The following is the pro-forma combined figures as of March 2005:

Branches and ext. Counters	235
ATMs	382
Number of Customers	2.2 million
Net Worth (Rs. Crores)	696
Total Assets	9,395
Deposits (Rs. Crores)	7,837
Operating Profit (Rs. Crores)	43

Bank of Punjab Services

Bank of Punjab offers a range of services to its customers through internet and fully computerised branch or off-site ATM Network. These services are as mentioned below:

• Extended working hours
• Any Time Anywhere Banking
• Banking Through Our ATM Network
• Online eBanking/Internet Banking
• eAlerts
• eNews
• Mobile Banking
• 24 Hour 365 Days Interactive Customer Care Centre
• Remote Customer Terminal
• Telebanking / Fax Banking
• Special Service For Senior Citizens
• Special Service For Customer Who Can not Physically Access The Bank
• Fully computerized service network

Bank of Punjab Products

Bank of Punjab facilitates with the following products to its customers:

• Current Account
• Saving account
• Fixed Deposit
• Flexi Fixed Deposit
• Recurring Deposit
• Demat Accounts
• Overdraft Facilities

Bank of Punjab Loans

Bank of Punjab offers the following loans ot its customers:

• Auto Loans
• Home Loans
• Loan Against Shares
• Education Loans
• Personal Loans

Bank of Punjab NRI Deposits

The following deposit facilities are provided to NRIs:

• NRE (Saving bank account/ Current account/Term deposits)
• NRNR
• FCNR (Only Term Deposits)
• NRO (Saving bank account/ current account/term deposits)
• RFC (Saving bank account/ Current account/Term deposits)
• NRSR

24 Hours Helpline

16001801223 (MTNL / BSNL toll free)

011 - 39006900 (Delhi + NCR)

Website of Bank of Punjab
http://www.centurionbop.co.in/