Vijaya Bank started its operation in 1931 to promote banking habit,
thrift and entrepreneurship among the farming community of Dakshina
Kannada district in Karnataka. It became a scheduled bank in 1958.
It merged with nine smaller banks during 1963-68 and grew as All India
Bank and was nationalised on 15th April 1980. It has 910 computerized
branches all over India, 19 of them having ATM facilities.
Vijaya Bank Deposit Scheme
Apart from the regular deposits of Savings Account and Current Account,
Vijaya Bank also offer different types of Term Deposits to its customers
and an exclusive scheme known as V-Star Savings Scheme.
V-Star Savings Scheme
Under this saving scheme, Vijaya Bank offers two types of loans and it
is eligible for those depositers who maintain a minimum monthly balance
of Rs. 5,000/- during the 6 preceding months. The rate of interest is
1.5% lower than the applicable rate to respective scheme. These loans
are also extended on a revolving basis. The two types as as mentioned
below:
- A term Loan equivalent to 4 times the average monthly minimum
balance for the preceding 6 months subject to maximum of Rs.50000
for purchase of household articles/consumer durables.
- Loan under 'V-Cash' or 'V-Equip' Schemes subject to eligibility
under the schemes.
Term Deposits
Recurring Deposit Scheme - Customer are free to choose either fixed or
variable monthly installments. The period range is from 6 to 120 months
in completed three months with minimum of Rs. 10/- or its multiples.
Vijaya Cash Certificate (VCC) - It helps customers to build capital
benefited with compound interest. Certificates available for period of 6
to 10 years at Rs. 100/- denominations.
Vijaya Stock Invest Deposit Scheme - Customers investing in stocks and
shares gets handsome returns in investing in this account @ Rs. 100/-
per unit irrespective of allotment of shares. Alloted shares holder can
withdraw partial amounts. Its flexible, convenient and high-yielding.
Vijayshree Units - This units, issued at Rs. 1000/- multiples, gives
higher interest rates and facilitate partial withdrawal. The scheme's
interest is compounded on a quarterly basis if the deposit period
exceeds 3 months.
Fixed Deposit Scheme - The minimum deposit amount is Rs. 50/- and cab
be deposited for any period ranging from 15 days to 10 years.
Jeevan Nidhi - This money facilitates collection of money from
doorstep. The minimum deposit is Re. 1/- and the period of deposit can
be 12, 39 or 63 months.
Capital Gains Accounts Scheme - This Scheme helps an income tax
assessee to avail the benefit of exemption from Capital Gains.
Vijaya Bank Credit Cards
Vijaya Bank offers the following types of Credit Cards to its customers
:
- Vijaya Classic Visa/Mastercard
- Vijaya Gold Visa/Mastercard
- Vijaya Corporate Cards
- Vijaya International Visa Gold Cards
- Vijaya Global Cards
Card broken is charged Rs. 150/- for replacement and Rs. 200/- is
charged for hot listing a card. The reasons for hot listing a card are
as follows :
- Card Lost
- Card Stolen
- Fraudulent use (Including Non payment of bills)
- Counterfeit Reported
- Card holder Deceased
- Card Canceled during validity
Vijaya Bank NRI Services
The following deposit scheme is provided by Vijaya Bank for NRIs :
- NRE
- FCNR(B)
- Ordinary Non Resident A/c
- Resident Foreign Currency Deposit a/c (RFC)
The following types of loans are available for NRIs :
- Housing Loan
- Loans Against Shares, Securities or Immovable Properties
Vijaya Bank Helpline
International Banking Division,
41/2, M.G.Road, Bangalore 560001
Tel : 91 80 25584066 Ext 349 or 348
Fax : 91 80 25584142, Telex : 8452684
E - mail :
ibd@vijayabank.co.in
E-mail:
customercell@vijayabank.com
www.vijayabank.com
SENSEX
Prev
Close
